Actual Crossroads (non-dumb)
hiems, Sep 29 2021
I'm considering making a move to a new city. I realized that I can switch companies doing the same thing I am doing now and relocate to an area with lower cost of living while making more $. I've been brainstorming places for a good month or so now, and the top contender is Dallas/FortWerth area. Other contenders were Houston but I figure I don't want to deal with hurricanes and the weather is slightly worse. Also the economy is more tied to oil idk if that is good or bad. Atlanta was another contender but just didn't have too many positives to beat out Dallas or Houston. Charlotte NC was also a consideration but then I realize RiKD lives there so that is obviously off the table. Aside from that though the Airport while being underrated for a smaller city, still has expensive/worse flights compared to major hubs like DAL/HOU.
I considered Vegas/San Diego but Vegas isn't great for me in terms of work probably and San Diego too expensive and too many liberals.
Anyway my financial projections are -- Currently making 85k maybe in a few years make 95k. By switching companies and moving would probably start at 95k and 115k/120kish in a few years. I've run some "Take home pay calculator" Sims and it seems like I'd earn between $200-$400 a week more with this other job. This accounts for the income tax I'd save by living in Texas.
The only thing that skews this is that I am still living at home with the parents LOL so that saves me a good 10k-15k TAXFREE minimum a year. T-a-x-f-r-e-e. That is like equivalent of making 13k-20k doing nothing. That is a pretty tough thing to beat.
Housing options living in Texas would be to monklife a craigslist room or buy a property and rent spare rooms out but IDK. There are houses in DFW suburbs that are 3bed 3bath for 250k and I could rent spare rooms out, but idk I'd be paying a hefty 3% in property taxes per year. Also furnishing a place so I can rent it out probably costs close to 10k at a minimum I am thinking.
edit: forgot to mention that my current setup is really easy. I'm making progress at the gym, getting better at guitar. There's a good chance I'd have to give those up by moving.
hiems, Sep 13 2021
a true masterpiece.
hiems, Sep 06 2021
I think we should remove RiKD's green star.